Lloyds of London Disability Insurance Review
An independent review of Lloyds of London Disability Insurance
Disability Carrier Reviews
Own-Occupation vs. Any-Occupation Disability Insurance
Not all Disability Insurance Policies define being “Disabled” the same. Own-Occupation Policies determine ability to perform your specific day to day job duties. Any-Occupation Policies determine ability to perform any occupation you may be qualified for at all.
Obviously, there is a significant difference between these two definitions of Disability. For some jobs, an Any-Occ policy is fine. But highly trained professionals need an Own-Occ Disability Policy. However, some Own-Occ policies have more comprehensive and “client friendly” provisions vs. others.
Disability Insurance for Optometrists
Disability Insurance for Optometrists should cover your exact medical specialty. Learn about more features Optometrists need in a Disability Insurance Policy
Disability Insurance for Doctors
Doctors need specialized Disability Insurance, customized to their specific skill set. Depending on income level, layering multiple policies can be required.
Disability Insurance for Business Owners
A Business Owner needs to cover Personal Income and Business Expenses to meet ongoing financial obligations. Because of this, Disability Insurance for Business Owners is more complex than most other situations.
Business Overhead Expense
As a Business Owner, a long-term disability could have an extreme financial impact on your company. Business Overhead Expense covers
Disability Insurance for Software Engineers
Computer Programers have a unique skill set and earnings potential. Disability Insurance for Computer Programers needs provisions specific to your job duties and skill sets.
Specialist Occupations & Disability Insurance
Specialist Occupations and Disability Insurance.